Licensed Oregon realtor • Portland Proper Real Estate
A little bit of good news: Both the FHA and VA are lowering their cost of lending in the next month. For FHA loans closed after March 20th 2023, the monthly mortgage insurance premium is going down from .85% to .55%. For a $500,000 purchase, this …
Thinking about how you can buy your first home? Regardless of price, buying real estate takes a lump of money up front, but it may not be as much as you think. Things to consider: How much of a down payment will you need? How …
It is hard out there for buyers right now. In Portland there’s so much competition for the small amount of listings we have that along with high all-cash offers some buyers are doing things like waiving all inspections and agreeing to purchase homes as-is, even …
People have asked “Are people still buying houses during a global pandemic?” Yes! At least in Portland they are. We had a quiet month or so but that seemed to create more demand and buyers are back with a vengeance. Does this mean that everything …
It’s true, real estate has slowed down here in Portland! The annual neighborhood stats from Portland Monthly are here. After years of double-digit growth, the Portland market only had 5 percent growth in the median home sale price this year. Some highlights: The biggest drops …
Looking for a new home can be stressful and part of that comes from assessing something so important in such a short amount of time. When you buy a home you should always get the appropriate inspections, but before you even make an offer it’s …
Looking for a new home can be stressful and part of that comes from assessing something so important in such a short amount of time. When you buy a home you should always get the appropriate inspections, but before you even make an offer it’s …
When real estate agents talk about “Escrow” what we’re really referring to is the escrow period in a real estate transaction – the period of time between having an offer accepted and the closing or finalizing of the sale. During this time, a title company …
Earnest money is good faith funds the buyer deposits into an escrow account when their offer to purchase a home is accepted. It acts as an assurance for the seller that the buyer is not entering into multiple purchase contracts at once, and more importantly …
A really common question that people don’t like to bring up is “who pays the realtor?” While it’s common in our culture to feel awkward about topics like this, no one should be afraid to speak frankly about money, especially when a house might be …
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